What you can expect from my retirement planning process?

As a Certified Financial Planner™(CFP ®) and Chartered Financial Analyst (CFA), I am able to bring an interdisciplinary approach to the challenges of retirement planning. Planning for retirement is one of the most important times in your life. My goal is to help you plan to create a “safe and secure” retirement. My retirement planning process is to define your goals, create a plan, construct a portfolio, and then help you stay on course.

My Retirement Planning ProcessFinancial Planning Process

Optimization

I find ways to maximize every dollar you have invested so that your money is working for you in as many ways as possible. I do not sell annuities or other products that use gimmicks to charge you high expenses. I build a portfolio that will generate retirement income from your wealth.

Diversification

I help you spread out your risk across a variety of investment vehicles to help ensure that your assets are positioned to address unexpected market shifts.

Efficiency

My best practice-based model allows me to offer you personalized quality guidance at a reasonable, fee-only price point.

Simplicity

Financial planning can be complex – there are a variety of choices and it can be a challenge to understand what’s appropriate. I take the time to learn about you and your unique goals, and our professionals do the legwork of curating your options to find a suitable mix of investments for you. After I have created your retirement plan, I will implement the plan by selecting from my customized investment strategies. 

Customized Portfolios

I can help you invest your wealth through either active or passive investment management. I provide highly customized portfolio management that is tailored to your risk tolerance, goals, and values. I DO NOT invest in model portfolios that in my opinion are over-diversified, not customized to the client, and pay no attention to value.

I design customized strategic asset allocations based on each of my clients specific needs.  Your portfolio will be customized to meet your individual needs. I do not chase market returns and stocks but rather take a disciplined, long-term, and individualized approach to investing with a strong emphasis on risk management. I believe the heart of successful investment management is the preservation and steady growth of capital.

You’ll benefit from my 17 years of professional experience and disciplined value approach. I am a patient, long-term investor who believes that diversification and active portfolio management can help lower volatility and increase returns. I utilize an investment process which includes initial discovery, development of a customized Investment Policy, implementation, monitoring and rebalancing, and reporting and ongoing communication

If you would like to know more about how my investment strategies can support your investment goals, feel free to send an email to mitch@cgfadvisor.com or schedule a meeting.