Privacy Policy
Effective: January 01, 2026
Our Commitment to You
Constant Guidance Financial, LLC ("CGF" or the "Advisor") is committed to safeguarding the use of your personal information of our Clients (also referred to as "you" and "your") that we obtain as your Investment Advisor, as described here in our Privacy Policy ("Policy").
Our relationship with you is our most important asset. We understand that you have entrusted us with your private information, and we do everything we can to maintain that trust. Constant Guidance Financial (also referred to as "we", "our" and "us") protects the security and confidentiality of the personal information we have and implements controls to ensure that such information is used for proper business purposes in connection with the management or servicing of our relationship with you.
Constant Guidance Financial does not sell your non-public personal information to anyone. Nor do we provide such information to others except for discrete and proper business purposes in connection with the servicing and management of our relationship with you as discussed below.
Why you need to know?
Registered Investment Advisors ("RIAs") must share some of your personal information in the course of servicing your account. Federal and State laws give you the right to limit some of this sharing and require RIAs to disclose how we collect, share, and protect your personal information.
What information do we collect from you?
- • Driver's license number
- • Date of birth
- • Social security or taxpayer identification number
- • Assets and liabilities
- • Name, address and phone number[s]
- • Income and expenses
- • E-mail address[es]
- • Investment activity
- • Account information (including other institutions)
- • Investment experience and goals
What information do we collect from other sources?
- • Custody, brokerage and advisory agreements
- • Account applications and forms
- • Other advisory agreements and legal documents
- • Investment questionnaires and suitability documents
- • Transactional information with us or others
- • Other information needed to service account
How do we protect your information?
To safeguard your personal information from unauthorized access and use, we maintain physical, procedural and electronic security measures. These include such safeguards as secure passwords, encrypted file storage and a secure office environment. We maintain an incident response program and will notify you within 30 days if we determine that unauthorized access to your sensitive personal information has occurred, in accordance with applicable law. Our technology vendors provide security and access control over personal information and have policies over the transmission of data. Our associates are trained on their responsibilities to protect Client's personal information. We require third parties that assist in providing our services to you to protect the personal information they receive from us.
How do we share your information?
An RIA shares Client personal information to effectively implement its services. In the section below, we list some reasons we may share your personal information.
| Basis For Sharing | Do we share? | Can you limit? |
|---|---|---|
|
Servicing our Clients
With the consent of the Client, the Advisor may share non-public personal information with non-affiliated third parties (such as broker-dealers, custodians, other financial institutions and service providers) as necessary to provide the agreed upon services to the Client. The Client may limit sharing of the above-referenced information. However, limiting the sharing of this information could also limit the Advisor's ability to perform the services outlined in the Client's agreement with the Advisor. The Client may also request that the Advisor share non-public personal information with other individuals and businesses. Prior to such sharing, the Advisor will require an executed Information Sharing Authorization from the Client for each authorized party. The Client may rescind these authorizations at any time.
Types of information shared:
|
Yes | Yes |
|
Response to Regulatory Inquiries
The Advisor may be required by securities regulators to provide non-public personal information in connection with audits and other inquiries. |
Yes | No |
|
Marketing Purposes
Constant Guidance Financial does not disclose, and does not intend to disclose, personal information with non-affiliated third parties to offer you services. We will only share information for purposes of servicing your accounts, not for marketing purposes. |
No | N/A |
|
Information About Former Clients
Constant Guidance Financial does not disclose and does not intend to disclose, non-public personal information to non-affiliated third parties with respect to persons who are no longer our Clients, except for inquiries by securities regulators as noted above. |
No | N/A |
Massachusetts Clients
In response to Massachusetts law, the Client must "opt-in" to share non-public personal information with non-affiliated third parties before any personal information is disclosed. Client opt-in is obtained through the Client's execution of authorization forms provided by the third parties, by executing an Information Sharing Authorization Form, or by other written consent by the Client, as appropriate and consistent with applicable laws and regulations.
Changes to our Privacy Policy
We will send you a copy of this Policy annually for as long as you maintain an ongoing relationship with us. Periodically we may revise this Policy and will provide you with a revised Policy if the changes materially alter the previous Privacy Policy. We will not, however, revise our Privacy Policy to permit the sharing of non-public personal information other than as described in this notice unless we first notify you and provide you with an opportunity to prevent the information sharing.
Any Questions?
You may ask questions or voice any concerns, as well as obtain a copy of our current Privacy Policy by contacting us.
1 North Ave, Attleboro Falls, 02763
Phone: (508) 207-8049
Email: mitch@cgfadvisor.com
www.cgfadvisor.com