Terms of Use

Last Updated: January 2026

1. Acceptance of Terms

Welcome to the website of Constant Guidance Financial (“we,” “us,” or “our”). By accessing, browsing, or using this website (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site. We reserve the right to modify these terms at any time without prior notice. Your continued use of the Site following any changes constitutes your acceptance of such changes.

2. Registration Status and No Investment Advice

Constant Guidance Financial is a registered investment adviser located in the Commonwealth of Massachusetts. Constant Guidance Financial and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by those states in which Constant Guidance Financial maintains clients. Constant Guidance Financial may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

Accordingly, the publication of Constant Guidance Financial’s website on the Internet should not be construed by any consumer and/or prospective client as Constant Guidance Financial’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Constant Guidance Financial with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.

No Professional Relationship: While the principal of the firm holds the CFA® and CFP® designations, viewing this website does not create an advisor-client relationship. Investment advice is only provided to clients who have signed a written Investment Advisory Agreement. Past performance is not indicative of future results. All investing involves risk, including the potential loss of principal.

3. Intellectual Property Rights

The entire content of this Site, including but not limited to text, graphics, logos, images, and software, is the property of Constant Guidance Financial and is protected by United States and international copyright and trademark laws.

You are granted a limited license to access and view the Site for personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of the material on this Site without our prior written consent.

4. Privacy and Data Collection

We are committed to maintaining the confidentiality of your information.

  • Information You Provide: We collect information you voluntarily provide to us, such as your name and email address when you submit a contact form or request an intro.
  • Automated Information: We may use third-party tools (such as Google Analytics) to collect anonymous data about how visitors use the Site. This may include IP addresses, browser types, and page views. This helps us improve the user experience.
  • Cookies: This Site may use “cookies” to enhance your experience. You may choose to set your web browser to refuse cookies, though some parts of the Site may not function properly without them.

We do not sell, trade, or rent your personal identification information to others.

5. Third-Party Links

This Site may contain links to websites operated by third parties (e.g., custodians, news outlets, or map services). These links are provided solely for your convenience. We have no control over the content of these sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Accessing third-party sites is done entirely at your own risk.

6. Disclaimer of Warranties

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. CONSTANT GUIDANCE FINANCIAL MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

7. Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL CONSTANT GUIDANCE FINANCIAL OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without giving effect to any principles of conflicts of law. Any legal action or proceeding related to this Site shall be brought exclusively in a federal or state court of competent jurisdiction sitting in Massachusetts.

9. Business Continuity Plan

Constant Guidance Financial maintains a Business Continuity Plan (BCP) designed to ensure that we can continue to service our clients’ accounts with minimal interruption in the event of a significant business disruption (such as a natural disaster, power outage, or technical failure). Our plan includes provisions for data backup, remote operations, and alternative communication methods. While we cannot predict every potential disaster, our goal is to resume operations as quickly as possible. A complete summary of our BCP is available upon written request.

10. Contact Information

If you have any questions regarding these Terms of Use, please contact us at:

Constant Guidance Financial
1 North Ave
Attleboro Falls, MA 02763
Email: mitch@cgfadvisor.com