The Fiduciary Standard
We sit on the same side of the table as you.
In the financial world, titles can be confusing. Many "advisors" are actually brokers who are held to a lower "suitability" standard, meaning they can sell you products that pay them higher commissions as long as they are "suitable." As an independent Registered Investment Advisor (RIA), we are held to the Fiduciary Standard—the highest legal standard in the industry.
1. A Legal Obligation
Being a Fiduciary is not just a marketing slogan; it is a legal requirement. We are required by law to put your interests ahead of our own at all times. Whether we are recommending an investment, a tax strategy, or a withdrawal plan, every decision must be made with the sole intent of benefiting you, the client.
2. Transparent, Fee-Only Pricing
We do not accept commissions, kickbacks, or hidden trading fees from third parties. Our compensation comes directly from our clients, ensuring that our advice is never influenced by a sales quota. When we do better, you do better. This alignment of interest eliminates the conflicts inherent in the traditional brokerage model.
3. Independent & Unbiased
No proprietary products. No corporate agenda.
Unlike advisors at large banks or insurance companies, we are not pressured to sell you "in-house" funds or expensive products created by a parent company.
As an independent firm, we have the freedom to search the entire investment universe for the best possible solutions for your portfolio. If a strategy stops working, we replace it. We work for you, not a corporate headquarters.
4. The "Triple Crown" Code of Ethics
In addition to our firm’s legal requirements, our founder Mitch Zides adheres to the rigorous ethical codes of the CFA Institute and the CFP Board.
These designations represent the gold standard in investment analysis and financial planning. They require an uncompromising commitment to integrity, objectivity, and competence. When you hire Constant Guidance, you are hiring a team that has voluntarily held itself to the highest educational and ethical bars in the profession.
Experience the Difference
You deserve an advisor who is legally bound to look out for you. Let's start a conversation about your financial future.
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